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Services

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Debt Recovery & Security Enforcement

Our Debt Collection Approach

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Over the years, Norling Law has proven to be one of the most effective debt collection lawyers in Auckland, New Zealand.

We understand how debtors work. We understand that debtors don’t pay for only one of two reasons. They can’t or they won’t. We quickly identify which category they fit into and tailor our approach appropriately.

Where necessary, we employ an aggressive approach to the collection of debt to ensure our clients are paid first. We also have a depth of knowledge in litigation strategies and processes to ensure that your matter navigates the Court process quickly and efficiently.

Debt Recovery Strategies

A consistent and reliable flow of cash is a fundamental foundation for an operating business. However, from time to time, customers will not pay on time for a variety of reasons that are usually outside the control of creditors. We recognise this and are focused on helping creditors to recover outstanding debts and enforce security options as quickly and as efficiently as possible.

There are varied debt collection strategies. One size does not always fit all. Often there are alternative ways to obtain payment and these alternatives come with varying costs and consequences. We are committed to working with creditors to understand goals (which can be wider than simply debt collection. For example, also maintaining important commercial relationships). We will also assist creditors in being pro-active about the situation so either there is no ‘next time’ or if there is, the creditor is better equipped to handle it.

The best way to collect accounts receivable is to ensure that the debts are not outstanding for long. While that may sound oversimplified, the best way to ensure that debtors pay is to have robust agreed terms of trade/engagement. For example, the best terms and conditions will include:

  • The ability to recover debt collection and/or solicitor costs if incurred to collect an outstanding debt.
  • Interest on any outstanding debt.
  • A security in assets or property supplied (if applicable).
  • A personal guarantee from the director of the debtor (if achievable).

We are focused on obtaining results and the best results we achieve is for clients who have terms that include the above. This is because often we can recover the debt and add our costs on top of the debt.

We also offer Fixed Cost Debt Recovery services for many of our clients. Please contact Brent to discuss.

What is the debt collection process?

If you’re dealing with overdue payments or defaults, you have several options to recover the debt. You can hire a debt collection agency to pursue the outstanding amount, sell the debt to a third-party collector, enforce any security interests, or take legal action to recover what you’re owed.

How Norling Law can help with debt collection:

  • Provide pragmatic strategic advice from the outset.
  • Write letters of demand.
  • Draft and file court proceedings.
  • Determine the best strategic option for enforcing security.
  • Enforcement of guarantees.

Enforcement Options after Debt Collection Litigation

We also assist creditors to obtain and enforce Court judgments against debtors. For Example:

Please refer to our People for more information on who we are, our experience and how we can help you.

Debt Buying Options

If you do not wish to invest in the possible recovery of debts, we also work with 90 Nine, a debt-buying company that may purchase your debt and incur all of the cost and risk associated with instructing us to collect the debt.

For more information about 90 Nine head to https://www.90nine.co.nz/about-us.

No Obligation Debt Recovery Legal Consultation

If we can assist you please Contact us for a no-obligation discussion.

We offer a no obligation legal consultation where we can discuss:

  • The nature of the debts or security;

  • The ideal outcome;

  • Potential strategies to collect debts or enforce security

Our People

We meet client objectives with a focus on excellence.

Brent Norling
Brent Norling

Brent is the Director of Norling Law. He has a wealth of experience in the District Court, High Court, Court of Appeal and Supreme Court. Brent is passionate about negotiating favourable outcomes for his clients and able to implement this in his daily negotiations.

Thys van Zyl
Thys van Zyl

Thys van Zyl is a highly respected Senior Solicitor and Barrister of the High Court of New Zealand, Lawyer of the Supreme Court of New South Wales and Attorney of the High Court in South Africa. With over 14 years of experience, Thys has built a reputation for his expertise in general civil and commercial litigation.

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Frequently Asked Questions

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Frequently Asked Questions

At Norling Law, we specialise in resolving a wide range of disputes. Our expertise covers commercial litigation, insolvency and restructuring, debt recovery, shareholder disputes, construction disputes, joint venture disputes, property disputes, contractual disagreements, and tax debt matters. We tailor our advice and solutions to suit the specific circumstances and goals of each client.

Norling Law has significant experience managing litigation cases throughout New Zealand’s court system. Our lawyers routinely advocate for clients in the High Court, Court of Appeal, Supreme Court, District Court, Building Disputes Tribunal, other tribunals, mediation, and arbitration. Our team’s capability has been recognised at the New Zealand Law Awards, demonstrating our proven track record of achieving strong outcomes for clients involved in complex disputes.

During your free initial consultation, we will take the time to understand your situation, review key facts, and identify potential solutions. Our aim is to provide you with clear, practical guidance on your options so you can make informed decisions about your next steps.

We take a strategic and commercially-focused approach to debt recovery. Depending on the circumstances, we may engage in negotiation, issue formal demands, initiate court proceedings, or pursue enforcement measures such as charging orders, security enforcement, liquidation, or bankruptcy with the goal of securing prompt and effective recovery of outstanding debts.

If you are facing a shareholder dispute, it is important to seek legal advice early. We assist by analysing the dispute, advising you on your rights and obligations, and working to resolve the matter through negotiation, mediation, or litigation where necessary, always seeking to protect your interests and minimise business disruption.

Our team has achieved strong outcomes in a wide range of commercial contract disputes. While each case is unique, our depth of experience and strategic approach consistently deliver favourable outcomes for our clients.

We provide targeted advice to resolve construction disputes in an efficient and cost-effective way. Whether dealing with contract breaches, payment claims, variations, or defective works, we focus on protecting our clients’ commercial interests while seeking pragmatic resolutions wherever possible.

Yes. We have extensive experience assisting clients facing tax debt issues with Inland Revenue (IRD). We provide clear advice on negotiating settlements, structuring payment arrangements, challenging assessments, and managing enforcement action, always aiming to minimise both financial exposure and legal risk.

We pride ourselves on our specialist expertise, practical approach, and strong client focus. Our recognition at the New Zealand Law Awards, positive client testimonials, and experience at the courts reflects our consistent ability to resolve complex legal disputes while delivering clear, commercially-driven advice.

Booking a consultation is straightforward. You can contact us by phone, email, or through the enquiry form on our website. Our team will promptly arrange a suitable time for your free initial consultation to discuss your matter.

Book a free consultation

Book Your Free Legal Consultation with Norling Law Today

Gain clarity and direction in your matter from a senior solicitor.

In a consultation, you will receive:

✔ Clear Insights – understand your legal and strategic options.
✔ Pathways to Resolution – explore practical next steps tailored to your situation.
✔ Your Best Interests First – this session is about strategy, not legal advice.

Takeaways: Personalised legal options from an expert solicitor for you to take further in an engagement with our team, or act on independently. 

Ready to take the next step? Schedule your consultation below.

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with Norling Law

We’ve been guiding people through times of uncertainty since 2015. Talk to us for free to see what we can do for you.